Put power in your pocket with the Boulevard FCU Mastercard. Rates are as low as 10.00% (APR)* with no annual fees and no balance transfer fees. As a credit union, we are able to offer lower interest rates than traditional banks. There’s no better time to pay off your balances and consolidate your credit cards.
*APR (Annual Percentage Rate) is based on your credit score. If your credit score is lower, then your APR could be higher. All rates are subject to change without notice. Not all applicants will qualify. Other terms and rates apply.
Build your credit while also keeping all the benefits from the standard Boulevard FCU Mastercard Credit Card. With rates at 10.00% (APR)*, no annual fees and no balance transfer fees, there’s no better time to pay off your balances and consolidate your credit cards so you’ll have one low monthly payment and no annual fees.
*APR (Annual Percentage Rate) is based on your credit score. If your credit score is lower, then your APR could be higher. All rates are subject to change without notice. Not all applicants will qualify. Other terms and rates apply.
Every time you swipe your card, earn points towards rewards and perks.
Get merchandise rewards from brands like Apple, Sony, Bose, Dyson and many more.
Book flights, hotels, car rentals, cruises and more! When booking, enjoy the ability to redeem your earned points for TSA pre-check, so you can skip the line and save time getting to where you want to go!
Use your points to purchase actual shares of stock in publicly traded companies.
Redeem your points for tickets to the theater, concerts, and sporting events.
A credit card is a card that can act as a small loan that you borrow from the credit union or any other bank. It is NOT free money! Every time you purchase something with a credit card, you are borrowing money from the bank or credit union. This means that you eventually will have to pay it back once you receive your credit statement. If you do not pay it back on time by the end of the statement period, then you will lower your credit score, and you will accrue additional interest over time.
Every credit card has a limit. Secured cards can have limits as low as $300, and as high as $10,000. If you are starting out with your first credit card, then you will only be able to get one with a lower limit between $500 to $1000. Once you establish your credit score, months later, you will be able to increase your limit. Ideally, you should pay off your statement amount to keep from reaching your credit limit, but there is also a minimum payment. So if your statement says that you owe $250, but the minimum is $25, then you should pay at least $25 to keep your score from dropping.
A secured credit card means that you put a specific amount of money up front based on your limit. If you give the credit union $300, then you will obtain a secured card with a $300 limit. The whole purpose of giving the credit union the $300 is so there is a safety net just in case you fail to pay off your card, hence why it is called a “Secured Card.” This is useful for first-time credit card holders, in order to build your credit.
An unsecured credit card is a card that does not need any money to be given to the credit union in the first place.
No. A minimum monthly payment is due for every month that the credit card has a balance.
Proof of Income – All that apply, most recent paystubs, bank statements, awards letter, child support, etc. If self-employed, last 2 years tax returns)
Yes, you can apply for any loan including a Mastercard Credit Card Loan. However, after you are approved, in order to process the loan, you would be required to open a savings account with a minimum balance of $5.00. When applying you would also need to provide a copy of your government ID in addition to the standard loan documents.
Yes, the Boulevard FCU will pull your credit report when reviewing you for an unsecured Mastercard only. We pull the Experian FICO 2 credit report.
Our approval lasts for 30 days.
You can activate your card by calling the number 833-541-0770, and you will receive your PIN by mail. If you’d like to change your PIN, then call 866-297-3416.
