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Frequently asked questions

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A credit union is non-profit organization to mutually benefit its members. Boulevard FCU operates on the basis that by saving money together and loaning it to members in need, it’s possible to earn good income while charging competitive rates.

  • Credit unions are privately owned while banks are publicly owned, meaning that banks have publicly tradeable stocks.
  • Credit unions are smaller and are more local to specific areas whereas banks are more broadly spread throughout the country.
  • Credit unions are non-profit organizations, while banks are for-profit organizations.
  • Credit unions usually have lower auto rates and fees compared to banks.

“People helping people” is the philosophy that credit unions were built on. Consumers are discovering that credit unions have some important characteristics that are not always found at other financial institutions, like personal services and customer advocacy. Members know that the people at their credit union care about them and have their best interests at heart. When you become a member of Boulevard FCU, you will always have a place where you belong. We offer various programs and services that are designed to meet your unique needs. Our staff will be here to assist you face to face and answer any questions you may have.

At Boulevard FCU, you can become a member if you live, work, worship, or go to school in the counties of Niagara or Erie. When you become a member, your family members can also become members. It’s one of the many ways the people you know and care about, can benefit from the great financial services you’re receiving from us. If you enjoy low rates, convenient and friendly services with higher savings rates, then share us with your family! Your siblings, parents, children, aunts, uncles, grandparents, etc. all can join because you are currently a member.

When life challenges you with relocating, one thing you won’t have to worry about is finding a new credit union. No matter where you go, you can stay with us! This is because of our “once a member, always a member” policy. In addition, online banking access makes it even easier to stay on top of your account status.

  • Apply for a Loan
  • Check Account Balances
  • Inquire/Print Account Statements
  • Transfer Funds Between Accounts
  • Mobile Deposit
  • Search Cleared Checks
  • Order New Checks
  • Check out Monthly Specials & News
  • Current Rate Schedules

No more writing checks, buying stamps, or going to the post office. Just point and click, and your payment is on its way! From within our safe and secure bill pay section, you will be able to:

  • Pay Bills on Your Terms, Any Day, Any Time
  • Set up Recurring Bills for Auto Pay
  • Pay One-Time Bills easily and quickly
  • No Monthly Fees for this Service
  • All you need is a minimum of a $5.00 balance to keep your Share Account (Savings) opened to utilize all our products and services.
  • Deposits may be made in this office, payroll deduction, direct deposit (ACH), ATM deposits, or through mail.
  • You will receive a quarterly statement to reflect all activities during that period.
  • No Minimum Balance
  • No Monthly Fees
  • Monthly Statement
  • Overdraft Protection
  • Duplicate Checks
  • Direct Deposit
  • Payroll Deduction
  • Bill Payer Access
  • ATM Card
  • Debit Card
  • Overdraft Line of Credit
  • Drive-Thru Boulevard FCU Teller
  • Drive-Thru 24/7 ATM Machine (4 Free ATM Transactions Per Month & No Fees For ATM Deposits)
  • Drive-Thru 24/7 Night Depository Box
  • Allpoint ®Surcharge-Free ATM Network
  • 24 Hour Voice Response System (Automated Account Info & Transfers)
  • ATM Card/Debit Card
  • Payroll Deduction
  • Direct ACH (Automated Deposit)
  • Pre-Authorized Automated Payments
  • Online Bill Pay Service
  • E-Banking
  • Group Accidental Death & Dismemberment Insurance (TruStage)
  • Group Life Insurance (TruStage)
  • Group Homeowner’s Insurance (TruStage)
  • Group Auto Insurance (TruStage)
  • Notary Public
  • Fax Service
  • Coin Machine
  • Discount Tickets for Delta Sonic Car Wash
  • Regal Movie Tickets
  • Consumer Information Catalog

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